MyState Bank increases variable deposit and mortgage lending rates by 0.25%
MyState Bank increases variable deposit and mortgage lending rates by 0.25%
4th February 2026 – MyState Bank has announced a 0.25% p.a. increase in variable
mortgage lending rates, effective from 12th February, 2026.
This change will apply to new and existing customers across owner-occupied and residential investment loans.
Customers will be advised in writing of new repayment details in the coming weeks.
MyState Bank will also increase variable deposit rates by 0.25%, effective 12th February 2026 across the Hello Saver and Bonus Saver accounts.
MyState Bank’s Hello Saver welcome deposit rate for new customers rises to 4.85% for the first four months and reverts to 4.5% for balances <$100k.
The Bonus Saver maximum rate increases to 4.5% when conditions are met.
Contact
Media relations
David Breen
david.breen@mystate.com.au
+ 61 412 933 060
About MyState Limited
Registered Office: 137 Harrington Street, Hobart 7000
MyState Limited (ABN 26 133 623 962) is the ASX-listed (MYS) non-operating holding company of the diversified financial services
Group consisting of MyState Bank, Auswide Bank and TPT Wealth, a trustee and wealth management company. MyState Bank and
Auswide Bank are regulated by the Australian Prudential Regulatory Authority. MyState Bank, Auswide Bank and TPT Wealth hold
Australian Financial Services Licences issued by the Australian Securities and Investments Commission.
About us:
About MyState Limited
Registered Office: 137 Harrington Street, Hobart 7000
MyState Limited (ABN 26 133 623 962) is the ASX-listed (MYS) non-operating holding company of the diversified financial services
Group consisting of MyState Bank, Auswide Bank and TPT Wealth, a trustee and wealth management company. MyState Bank and
Auswide Bank are regulated by the Australian Prudential Regulatory Authority. MyState Bank, Auswide Bank and TPT Wealth hold
Australian Financial Services Licences issued by the Australian Securities and Investments Commission.
Contact details:
David Breen
david.breen@mystate.com.au
+ 61 412 933 060